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When I asked my frugal senior citizen mother, "I s your aarp membership worth having?
We save hundreds of dollars a year just with restaurant discounts for aarp members.
Every Saturday, my husband plays doubles tennis.
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So consider avoiding the most common type of membership, an annual contract that automatically dings your bank account or credit card each month.
Younger spouses qualify for benefits too, even if only one spouse is age 50 or older.
" She quickly replied (as if shocked by my question   ".