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Credit Card Reviews, cash Rewards, raymond Boyd / garmentprinterink com coupon code Getty Images, there are two rewards cards tennis warehouse usta discount marriott rewards retroactive credit from TD Bank that are nearly identicalone pays a cash rebate, and the other in points.
Unfortunately, what the bank doesn't tell you up front is that one point isn't the same as one percent in cash.
Often, as in this case, the points aren't worth nearly as much as cash.
In fact, it's worth a lot less.When it comes to credit cards that pay points instead of cash, always read the fine print and try to find out exactly how much the points are worth.There's usually a reason for that: the points are often not worth as much as the cash.For example, a 25 gift card at Amazon costs 4,500 points.The Balance is part of the Dotdash publishing family).It's easy to meet the sign-up bonus spending requirement.While that's better, it is still a lot less than one percent.A Cautionary Note About the Cash Offering Rewards Points.Also, there is a late fee.These seemingly identical cards from TD Bank illustrate one of the problems with credit cards that reward you in points rather than good old-fashioned cashnamely the actual value of the points is often fuzzy.Remember you can also manage your account and access your rewards through the TD Card Services site.And, if you want to move money from another card, you can do a balance transfer fee, although you'll have to pay TD 3 percent of the entire balance transfer.
TD Card Services profile user-name and password.



If you're interested in merchandise, the payoff is even worse: A Nintendo Wii game system bundle costs 51,900 points, implying a retail price of 519, assuming a 1 percent rebate.
To access your rewards, log in using your.

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